We’ve written before that reports of a Millennial homeownership boom have been greatly exaggerated. (See: “The Millennial Housing Wave: For Real?”) But some firms are trying to win over young renters with programs that could help them afford a home. Unison Home Ownership Investors, for instance, promises to pay up to half of the down payment and reduce monthly mortgage costs through a shared appreciation model. (Whenever the home is sold, Unison will get a portion of the sale.) Eagle Home Mortgage attempts to hit two birds with one stone by offering to pay as much as 3 percent of the total purchase price toward a homebuyer’s student loans, up to $13,000. Seattle-based startup Loftium, meanwhile, attempts to capitalize on this generation’s affinity for the sharing economy: Loftium will pay a whopping $50,000 toward a down payment as long as the homebuyer agrees to rent out a spare room on Airbnb for one to three years and split the income with the company.